Yes OSM has the settings, but now comes the tricky part, on what device or with what app do you want to navigate?
If it is an app or device based on OSM, no problems. If it is based on the TomTom or Garmin map, you should use the toolkit and compare the route you just made, with the TomTom and/or Garmin map and put enough waypoints to the route, to make the route on the 3 maps equal.